Workers' Compensation: Offsite Work Injuries
Not every work injury happens on the job site. Is an offsite work injury covered by workers' compensation? Yes. If you were on the job, no matter where the accident happened, you are covered by workers' compensation.
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Even if the accident that caused your offsite work injury was your fault or partially your fault, you would still be covered by workers' compensation, as well as other programs such as no-fault insurance. For example, if you were driving from one work site to another as a part of your job and had a car accident that was your fault, you would still be covered by workers' compensation, as well as other programs, such as no fault insurance. If you have any questions about workers' comp and what is covered, contact an experienced attorney at the Iaconis Law Office in Chittenango, New York. We serve clients throughout the Syracuse area.
- If you are working, offsite work injuries are covered. If you are doing work in a customer's home and the customer's dog attacks you, your injuries are covered by workers' compensation. If you are delivering equipment to a customer's warehouse and a forklift hits you, you are covered. If you are on the road as a salesperson and a truck hits you, you are covered. The benefits you are eligible for often exceed what workers anticipate, including short-term lost wage benefits, medical benefits, and out-of-pocket expense reimbursement, rehabilitation expenses, and awards for permanent limitations that result from the injuries.
- You must report the offsite work accident to your employer. The workers' compensation process begins with reporting your injury (including a written report) and getting medical treatment.
- You may have a third-party claim. If a dog bites you while you are working, or you are injured by the operator of a motor vehicle, or are injured by an employee of a customer, you may have a claim in addition to your workers' comp claim. You may have a personal injury claim as well as a workers' compensation claim. Your additional rights against third parties have a direct impact on your workers' compensation claims, and a recovery for a personal injury claim must be coordinated with the compensation insurance carrier.
Work injuries — including offsite work injuries — are covered under New York workers' compensation law. If you have questions or if you need help in filing a workers' comp or personal injury claim, contact an experienced workers' compensation lawyer at the Iaconis Law Office.